DalalStreet Insider

  RBI Policy Update — Oct 1, 2025: Repo Rate Held at 5.50% The Reserve Bank of India (RBI) left the policy repo rate unchanged at 5.50% in the Monetary Policy Committee (MPC) decision announced on October 1, 2025 . The committee maintained a neutral stance , signaling that it will wait to assess the impact of earlier measures before moving again. What the MPC decided (Quick Summary) Repo rate: 5.50% — unchanged. Policy stance: Neutral — RBI will “wait and watch.” Governor: Sanjay Malhotra chaired the policy announcement. Macroeconomic update: GDP outlook revised to ~6.8%; inflation forecast lowered. Why the Hold Matters for You — Households, Borrowers & Investors Borrowers: With repo held at 5.50%, lending rates and EMIs won’t change immediately. Floating-rate borrowers should not see big shifts in the short term. Savers: Deposit rates may remain stable. Explore short-duration debt funds or high-yield savings options. Investors & Markets: Equity mark...

  Introduction: Tata Motors’ Historic Demerger on October 1, 2025 Tata Motors — India’s leading automobile manufacturer — is undergoing one of its biggest transformations. On October 1, 2025 , the company will officially demerge into two separate entities to unlock value and sharpen focus. For shareholders, this means big changes in how your investment is structured. In this blog, you’ll find everything you need to know about the Tata Motors demerger 2025 — from the 1:1 share entitlement ratio to the record date , new leadership, and how it can impact your portfolio. 1. What is the Tata Motors Demerger? Tata Motors will split its operations into two independent companies: TML Commercial Vehicles Limited (TMLCV) – for trucks, buses, and commercial vehicles. Tata Motors Passenger Vehicles Limited – for passenger cars, electric vehicles (EVs), and Jaguar Land Rover (JLR). This restructuring allows each entity to operate with sharper strategic focus and independent man...